Need URGENT Dental Work? 

Here are five reasons why you should enroll:


  1. No annual caps: Savings of 10-60% off for the duration of the plan
  2. Affordability: Individual plans starting at $9.95/mo
  3. Choices: Plans that offer discounts on braces, tooth restoration treatments (dentures/implants) and cosmetic dental work. Insurance typically does not cover these services.
  4. Quick access: Plans activate in 1-3 business days from purchase.
  5. Availability: :DentalPlans offers more than 40 plans that are accepted at 100,000+ dentist locations nationwide.

 Individual/Family Plans Available

  • Cancer
  • Heart/Stoke Critical Illness
  • ​Accidental Injury


Identity and Legal Protection

Legalshield and IDShield will look out for you so you can live your life with confidence. Whether it is BIG or SMALL, you can have legal help for a low monthly cost.

  • Get protected for a number of LEGAL issues and assistance with common legal needs such as a FREE WILL, document review upto 15 pages, advice, letter and phone calls on your behalf. 
  • IDShield's comprehensive identity protection service diligently monitors for signs of criminal activity and gives you all you need to keep your identity secure from thieves and fraud.

LegalShield Plans:

  1. Individual Protection
  2. Small Business Protection
  3. CDL Protection 

Pet Insurance

Pet Insurance is not something that everyone considers; however it can prove to be the difference or life and death in a time of need. The average pet visit can cost between $2,000 and $6,000. Does your family have the ability to pay such a bill when the unthinkable

happen? We have partnered with leading providers to match your needs. 

It's 2am and the doctor is in

Individual Life Insurance Options

  • Whole Life
  • Term Life
  • Juvenile Life
  • Guaranteed Issue Life
  • ​Final Expenses

Individual and Small Business Options:

  • IDShield 
  • LegalShield
  • Pet Insurance


Life Insurance

One of the most difficult things to do is have to imagine life without your loved ones. I lost my high school sweetheart, love of my life and father of my two beautiful children in 1994 when he was shot and killed.

I understand what happens to a family when we fail to plan. Life insurance cannot relieve the pain, but it can help support your family financially after you are no longer able to do so.

The decision to purchase life insurance should not be taken lightly. We can help you find the right plan that best fits your needs.

  • Whole Life (Fixed Premium)
  • Term Life (10, 15, 20 or 30 year term) Affordable life insurance
  • Guaranteed Issue Life (Whole Life for people with health challenges)

Juvenile Life Insurance

Juvenile Life  available to age 17

Available in $10,000   $20,000 and $30,000 options.

Coverage doubles at age 18 at NO additional cost

  • Rates never increase for the life of the policy.

  • Protection for children and grandchildren.

Funeral Expense Plan

Funding    *   Planning   *   Assisting the Family

Our Providers helps you make things easier for the loved ones who will be in charge of your funeral arrangements someday.

Planning your funeral:

Your funeral plan can prevent arguments in the family..... confusion.... emotional over-spending on your arrangements. We make it easy for you to get your wishes on paper.

Funding your funeral and final expenses:

Up to $35,000* in cash benefits can be in your loved one's hands within a quick 24 hours of claim approval. 

*age requirements

"My father's funeral, everything was paid for.... it was great."        - Sharon P (daughter)

For as little as pennies a day - you can have as much as $35,000 ready for loved ones taking care of your arrangements.

  • Funeral - Professional service and casket
  • Transportation - hearse
  • Clothing and flowers
  • Vault or ground box
  • Cemetery plot
  • Grave opening and closing
  • Monument or Marker
  • Unexpected Medical Expenses
  • Unpaid Household Bills

The Final Expense Plans we offer is North America's largest and most trusted brands for your funeral, cremation or cemetery needs. We've done all the shopping for you, just answer a few health questions and we will place you with the best company you qualify for. We encourage you to make your end-of-life final arrangements and help your family and loved one cope with emotional turmoil.

Call for an appointment today:

Loraina Veronica Boyer

(346) 331-0492

Don't let your family  experience the same trauma I did when my husband passed. Call me to set up an appointment, let's plan together.

Dental Plans CareDP

Pet Insurance Petassure

Cancer Coverage

A policy specifically designed to provide financial support for those individuals who become diagnose with internal cancer. 

One out of two males and one out of three females will be diagnosed with some form of cancer according to the National Cancer Institute.

Our opinion, everyone needs a cancer policy. No lifetime maximum on certain treatments. Benefits include:

  • Initial Diagnosis Benefit
  • Treatment Benefits (Chemo, Radiation)
  • Wellness Benefits
  • Surgery and reconstructive surgery benefits
  • Hospitalization
  • Home Health Care
  • Hospice
  • Millage if treated 50 miles or more from home
  • Hotel stays during treatments

             plus more


Critical Illness Coverage
Average Cost of a stroke is $126,689

Heart attacks, strokes, coma, 3rd degree burns and paralysis are not only life altering, but are also financially catastrophic to one's family. Cash benefits can make the difference your family needs.


Benefits may be used however you choose; to help with paying you mortgage or rent, utilities, car payments, child care and food. These benefits are paid in cash directly to you.

Provides you with:

  • Lump Sum Benefit
  • Intensive Care Stays
  • Hospital Stays
  • Travel/Lodging  *Treatment 50 miles or more from home
  • Rehabilitation benefits, including dialysis for kidney failure

Accidental Injury Coverage
Average Cost of a broken Leg is $23,678

This policy provides coverage for accidental injury. It pays on top of workers compensation and covers dental accidents as well.

What is accident insurance? Why do I need it? Many people are unaware that this plan can help when life throws you that curve ball.

The reality is that accidents do happen, and the associated costs could have a devastating impact on your family's finances.

For example, your child's adventure climbing a tree may land them in ER. You could injure your back cleaning out the gutters, and find that you need surgery as result.  Traffic accidents, cuts, injury at work, biting into something and chipping a tooth, toddler's starting to walk and falling against a table, broken leg, children playing sport, slipping, tripping........ 

Health insurance pays the doctors and hospitals, our benefit offerings pay you when you need it the most to take care of living expenses, deductibles and out of pocket expenses.